Tribal Health, Wellness & Worksite Benefits At-a-Glance

Tribal Health & Worksite Benefits, a specialty program of Tribal solutions Group, provides insurance and benefits consulting and brokerage services along with worksite benefit programs to tribal entities and their tribal-owned enterprises.

With our expertise and hands-on approach in working with clients, along with our ability to leverage our relationships with leading insurance carrier partners that specialize in Sovereign Nations, our clients experience a level of support that goes well beyond the traditional role of a Benefits Consultant.

OUR PROACTIVE, STRATEGIC APPROACH

Through Tribal Health & Worksite Benefits, together with its best in class partners, we will create a comprehensive strategic plan that gives you the tools and information you need to navigate an ever-changing employee benefits environment.

WE START AT THE BEGINNING

We start by analyzing your current situation and creating a comprehensive assessment of your health and benefit plans to identify any concerns or coverage gaps, and determine the competitiveness of your benefits compared to your industry peers and local/regional employers with whom you compete for talent.

We work with each tribal entity and tribal-owned enterprise to create a comprehensive and competitive benefits program uniquely tailored to the needs of Native Americans and their tribal-owned entities.

We also provide resources and assistance in communicating your programs and educating and enrolling your members in the best plans available for their unique needs and situation.

We work with leading insurance carriers along with all private benefit exchanges in developing a benefits program that is cost effective and also ensures your plans remain competitive in the eyes of your members and employees. Insurance carriers we work with include:

  • Anthem Blue Cross
  • Aetna
  • Ameritas
  • Blue Cross Blue Shield
  • Cigna Health
  • Mutual of Omaha
  • Principal
  • United Healthcare

We can also work with regional and local providers and even your own hospitals and clinics in place today.

TRIBAL BENEFIT STRATEGIES

Tribal Solutions Group strategies are designed to integrate with a Tribes existing employee benefit strategy and health plans in order to minimize the workforce's risk such as loss of income, exposure to deductibles, copays, and out-of-pocket medical expenses.

SOLUTIONS IN ACTION

Finding both the best products and benefit administrator can be a daunting task. There are many choices and your time is valuable. What if you had access to a broad portfolio of supplemental benefits and state-of-the-art technology with hands-on customer service? What if you could get enrollment support, too? TSG has joined forces to bring you a turnkey solution that means more time for you to concentrate on the important things. By partnering with us and offering the right benefits and incentives, you can attract and retain good employees. Benefit administration takes time away from the human resource worker and slows progress in other areas. There is a reason why companies are looking to outsource this function - it's overwhelming!

With a complex, yet simple to use benefit administrative platform, your employee's can increase productivity and reduce workload on themselves and the HR staff. Tribal Solutions Group is committed to helping you do business with greater efficiency.

BENEFITS MODELING

Successful execution of benefit strategies today requires a new view of products and services. Through our partnerships you have the best of both. Innovative products, combined with Tribal Solutions Groups' unique combination of experience and modernization.

Tribal Solutions Group will create a comprehensive assessment of your current supplemental offerings.

ONE-STOP OPTION

Employee engagement strategies have increased in cost and complexity. By integrating state-of-the-art technology and hands-on customer service, the TSG partnerships give you access to beginning-to-the-end benefits administration and enrollment. With a single, flexible delivery platform, you can model benefit programs and provide benefit administration technology.

Benefit Administration Provides:

  • Implementation of all Core health, welfare benefits and Voluntary Products on one Platform
  • Payroll or HRIS file customized to meet clients requirements
  • Data transfers to all Carriers
  • Audit all files and Carriers
  • Event Verification, Qualified Life Events, etc.
  • Monthly Invoices
  • ACA - IRS Reporting- hour tracking
  • Face to Face Enrollment or Call Center Enrollment
  • Online Enrollment - customized enrollment portal
  • Service Center- one number to call for all needs
  • Claims Advocacy
  • Year round service including new hires/ rehires
  • Leave behind eligibility system
  • Designated team to handle all benefits and changes year round

PRODUCTS

Accident: Protects from financial hardship in the event of a covered accidental injury, including nonprofessional, organized or scholastic sports activities. No benefit reductions for spouse or dependent children.

Critical Illness with Cancer Coverage: Helps provide financial protection should a critical illness occur. Provides a lump sum benefit upon diagnosis of a covered condition. Wellness and additional occurrence included.

Hospital Indemnity: Helps to ease the financial impact by providing benefits for hospital confinement, hospital admission, Intensive Care Unit Confinement and Emergency Room for injuries. Pays for covered sicknesses or injuries when hospital confined. Pays directly to the insured and in addition to any other insurance.

Gap: Great compliment to major medical. Gap insurance provides the added protection employees need by assisting with costs, such as copays and deductibles that are normally the responsibility of the patient.

Disability: Pays a flat benefit amount or percent of salary for a covered accident or sickness 24 hours or off-the-job only with flexible benefit durations.

Whole Life: Provides permanent coverage with cash value that increases over time. It provides a guaranteed amount of death benefit, increasing cash values and a level premium that never increases.

Vision/Dental: Coverage includes comprehensive eye examinations, frames, spectacle lenses and contact lenses, as well as allowances for LASIK and specialty lenses. Affordable dental plans with flexible coverage options.

FASTER, EASIER, LESS EXPENSIVE, MORE ACCURATE

TSG partnerships provide you with unequaled power, flexibility, and service in benefits administration that can coordinate with systems you currently use. We manage every benefit transaction throughout the employee life cycle.

This collective strength and expertise delivers best-in-class products and top-notch administration for you who are looking for the best benefit solutions in the marketplace.

Some questions in mind?

Tribal SolutionsGroup (TSG) specializes in strategic consulting services to tribal entities and tribal-owned enterprises in the areas of benefits program design, analysis, enrollment and administration. TSG takes a hands-on approach in working with tribal entities and best in class insurance carriers, health care providers and administrative service providers. For more information, visit TribalSolutionsGroup.com.